Car insurance is typically viewed by college students as just another car expense such as gas, car payments or maintenance. Yes, car Insurance is required by law and can be expensive, but the good news is with the right policy, it will be there if you need it in case of an accident, theft etc.
College student can save money on car insurance by switching to a different auto insurance company to get a better rate. You want to be careful though to make sure you are still getting the coverage you need at the lower price.
There are several discounts that college students can qualify for, the most common is the good student discount offered by most auto insurance companies. Typically these offer a 15% discount for students that are within the 18 to 25 age range and received a B average or better.
Make sure you check to see if you are currently on your parents auto policy because you may be getting the best rate possible if you are on their plan. In that case you don't want to do anything because it could affect your and or your parents policies.
If you are turning 25 soon, you can expect to see your auto insurance rate drop as long as you have a good driving record. Most auto insurance companies give discounts once policyholders reach the age of 25 because statistically you are less risky. If you don't see your car insurance policy drop, be sure to call and ask when you should expect it. If they don't offer it, you may want to shop around and see if you could save any money by switching to a different insurance company.
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