College Student Loans
loans for college students
College is expensive Ivy League and other expensive schools can cost a fortune so it is critical that parents and students both try to do everything possible to save money. It is important that students try to get as many scholarships and grants first before applying for student loans.
Types of college student loans
- Student loans for students - payments are typically deferred while the student remains a full time student. Payments begin sometime after a student graduates.
- Student loans for parents - parents have to start making payments immediately.
- Private student loans - these can be for either the student or the parent and typically charge a higher interest rate.
College Loan Resources
- FAFSA (Free Application for Federal Student Aid). Every future student should go to this website and fill out this form. This will allow you to get college student loans and grants (The FAFSA is the qualifying form for all federal financial aid).
- FAFSA4caster - A tool to estimate eligibility for federal student aid. This tool will help you calculate their eligibility for federal financial aid and reduce the time it will take to complete the Free Application for Federal Student Aid (FAFSA),
- Student Aid on the Web - An office of the U.S. Department of Education. Your source for free information from the U.S. Department of Education on preparing for and funding education beyond high school.
- FinAid (Smart Student Guide to Financial Aid). Provides information on all types of financial aid.
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